Ralph A. Ferro, Jr., Esq.

Ralph,

Was pleased to receive sent letter and well understood that the case is completely closed filing for Chapter 7.

We were very delighted that you were representing our case.

Once again, we want to thank you for all the support, kind explanations and being patient with us at all times.

Thank you.
J & J K
2/15/09

Thank you Ralph,

Do thank you for successfully getting this done .I do appreciate all your help and assistance.

Kind regards-
PW
10/20/09

You are welcome. You helped me so and you were phenomenal!!! I am doing real good. NO DEBT. NO credit Cards. Just mortgage, car, cell.

I wish you and your family a safe and happy holiday also.

If I ever need anything you will be the first I call and I will continue to send those in need!!!

Lynne

Ralph A. Ferro, Jr., Esquire
66 East Main Street
3rd Floor
Little Falls, NJ 07424

Call: (201) 446-5904